520 Harbor Drive, Annapolis, MD 21403

$800,000
4
BD
3
BA
1,300
SqFt

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Sold Price
$800,000
List Price
$800,000
Closing Date
Jun 12, 2026
Days on Market
18
Status
CLOSED
MLS#
MDAA2142262
Bedrooms
4
Bathrooms
3
Full Baths
3
Living Area
1,300
Lot Size (Acres)
0.24
Style
Coastal, Cottage, Ranch/Rambler
Year Built
1968
County
Anne Arundel
School District
Anne Arundel County Public Schools

Property Description

520 Harbor Drive isn’t simply another home hitting the market — it’s the opportunity buyers spend months waiting to find in Hillsmere and rarely secure. Perfectly positioned in the heart of one of Annapolis’ most loved waterfront communities, this home delivers the lifestyle that keeps people here for years: private beaches, marina access, boat ramps, a community pool, playgrounds, and effortless access to the South River and Chesapeake Bay. From the moment you arrive, the home feels polished, intentional, and completely move-in ready. This isn’t a cosmetic refresh — this home has been extensively renovated with permits and thoughtfully updated throughout, delivering the confidence and peace of mind buyers want. The work is already done with updated systems, quality finishes, and a level of care that is difficult to replicate. Inside, light-filled spaces and a flowing layout create the kind of everyday comfort buyers are searching for, anchored by a beautifully designed kitchen that opens seamlessly into generous living and gathering spaces built for both entertaining and real life. Step outside and the experience only gets better with a brand-new paver patio creating the perfect setting for summer gatherings, morning coffee, or evenings under the stars. The huge fully fenced backyard offers exceptional space and privacy, while the detached shed adds valuable storage and flexibility. And then there is Hillsmere itself — where life truly revolves around the water. Residents enjoy neighborhood traditions and waterfront gatherings throughout the year, from the annual Fourth of July bike parade to beach picnics and community events that bring neighbors together. The community beach features a playground overlooking the water, and many consider Hillsmere to offer one of the most desirable beach and pool lifestyles in Annapolis. This is more than a move-in ready home — it is a chance to become part of a community people fall in love with and rarely want to leave.

Additional Information

Subdivision
Hillsmere Estates
Taxes
$5244
Interior Features
Attic, Breakfast Area, Carpet, Ceiling Fan(s), Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Country, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Island, Primary Bath(s), Recessed Lighting, Bathroom - Stall Shower, Bathroom - Tub Shower, Upgraded Countertops, Water Treat System
Amenities
Beach, Boat Ramp, Common Grounds, Marina/Marina Club, Mooring Area, Picnic Area, Pier/Dock, Pool - Outdoor, Pool Mem Avail, Tot Lots/Playground, Water/Lake Privileges
School District
Anne Arundel County Public Schools
Elementary School
Hillsmere
Middle School
Annapolis
High School
Annapolis
Flooring
Luxury Vinyl Plank, Ceramic Tile, Carpet
Exterior Features
Boat Storage, Exterior Lighting, Play Area, Street Lights
Community Amenities
Beach, Boat Ramp, Common Grounds, Marina/Marina Club, Mooring Area, Picnic Area, Pier/Dock, Pool - Outdoor, Pool Mem Avail, Tot Lots/Playground, Water/Lake Privileges
View
Garden/Lawn
Heating
Forced Air, Heat Pump(s)
Heating Fuel
Electric
Cooling
Central A/C, Ceiling Fan(s), Programmable Thermostat
Roof
Asphalt
Water
Well
Sewer
Public Sewer
Basement
Yes

Mortgage Calculator

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Term of Loan
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Calculator source: Real Geeks

Listing courtesy of Coldwell Banker Realty. Contact:

Selling Office: .