109 Calvert Road, Stevensville, MD 21666

$540,000
3
BD
2
BA
1,617
SqFt

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Sold Price
$540,000
List Price
$537,500
Closing Date
Oct 23, 2025
Days on Market
8
Status
CLOSED
MLS#
MDQA2014818
Bedrooms
3
Bathrooms
2
Full Baths
2
Living Area
1,617
Lot Size (Acres)
0.35000000000000003
Style
Ranch/Rambler
Year Built
1986
County
Queen Annes
School District
Queen Anne's County Public Schools

Property Description

Welcome to this beautifully maintained 3-bedroom, 2-bathroom rancher in the sought-after waterfront community of Tower Gardens. This move-in ready home offers comfort, efficiency, and exceptional amenities both inside and out. The spacious floor plan features a freshly painted interior and brand-new carpet in the bedrooms. The open living areas flow seamlessly, making it perfect for everyday living and entertaining. An extremely efficient geothermal heating and cooling system, along with an encapsulated crawlspace, ensures year-round comfort and low energy bills. An attached two-car garage and a large custom workshop provide plenty of storage and space for hobbies or projects. Or turn the workshop into a home gym or finish it off for additional living space! The possibilities are endless! The attic space above the garage also provides plenty of storage space which allows the garage space to stay open for your vehicles or boat! The exterior is equally impressive. Enjoy outdoor living on the low-maintenance composite deck while overlooking the fully fenced backyard—ideal for gatherings, pets, and play. Living in Tower Gardens means more than just a home—it’s a lifestyle. Residents enjoy a community recreation lot with a baseball field and playground, as well as a separate waterfront lot featuring a pier and boat ramp, just a short walk from your doorstep. Launch your boat, fish or crab from the pier, or take in stunning sunsets over the water at your leisure. With features like geothermal heating and cooling, a propane generator, a fully fenced backyard, water conditioning system, attic storage, composite deck, and a spacious custom workshop, this home offers an array of upgrades rarely found in today’s new construction. Why wait for a build—and pay a premium for every extra—when you can enjoy all of these valuable improvements now, in a home that’s ready for you today? With its combination of thoughtful updates, spacious workshop, efficient systems, and meticulous maintenance, this property offers a rare opportunity to enjoy both comfort and convenience in a water-oriented neighborhood. Schedule your showing today and discover why this home is the perfect blend of coastal charm and everyday practicality.

Additional Information

Subdivision
Tower Gardens
Taxes
$3546
HOA Fee
$150
HOA Frequency
Annually
Amenities
Baseball Field, Boat Ramp, Common Grounds, Pier/Dock, Tot Lots/Playground, Water/Lake Privileges
School District
Queen Anne's County Public Schools
Garage
Yes
Garage Spaces
2
Exterior Features
Flood Lights, Secure Storage, Other
Community Amenities
Baseball Field, Boat Ramp, Common Grounds, Pier/Dock, Tot Lots/Playground, Water/Lake Privileges
Heating
Central
Heating Fuel
Geo-thermal
Cooling
Central A/C, Geothermal
Roof
Architectural Shingle, Asphalt
Utilities
Cable TV, Propane, Electric Available
Water
Private, Well
Sewer
Public Sewer

Mortgage Calculator

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Term of Loan
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Calculator source: Real Geeks

Listing courtesy of Coldwell Banker Waterman Realty. Contact:

Selling Office: .